We help modern professionals, business owners, and families just like you align their money with their life.

You’ve worked hard to make your money. Really hard. Now you need help managing it so you can make it work for you & your big dreams. That’s exactly what we’re here to do. 

While there may be a few financial planning options out there, we know they may not vibe with you, your lifestyle, or your financial goals. you need financial planning that’s as modern as you — online, accessible, and simple. That’s why we we’re here. 


We know that you’re not just in it for the money. That’s why we help modern professionals align their money with their life.

We also help you figure out how to make the most of the money you’ve earned … as well as the money you will earn in the future. 


As your partners in finance, we’ll help you dream, design, and do what you want: live a life you love, powered by the money you worked hard to earn.

Bring those big dreams to life

Plan for the future and the unknown

Live the life you’ve designed

If you think now may be the right time to start your financial planning journey, we’d love to talk to you. We are here to help you make the most of your hard-earned cash… and figure out what the future really looks like. 

Please take a few minutes to answer some questions for us so that we can make the most of our time on the call.

Schedule a Call with our team →

Ready to start your financial planning journey?

Dustin R. Granger, CFP®

Dustin’s personal mission statement can be summed up into a few words: improve lives, lead and inspire others. He has a special talent for vividly envisioning the future and turning his dreams into a reality—a talent he enthusiastically applies to his clients’ plans.

After graduating from LSU in 2002, Dustin began his chosen career as a financial advisor with A.G. Edwards. In recognition of his personal and professional achievements, Dustin was invited to join his father’s financial planning practice.

In 2006, Dustin earned his CERTIFIED FINANCIAL PLANNER™ certification. Since then, he has worked with a range of clients and built trust and long-term relationships with each. 

Together with his lovely wife Lauren and their two daughters, Mireille and Inès, Dustin likes to stay active both physically and mentally. He enjoys leisurely bike rides to the lakefront, traveling to exciting destinations around the world, tailgating at Tiger Stadium and getting involved in local community actions and state politics.

CERTIFIED FINANCIAL PLANNER™ Professional
B.S. Business Administration, Management, Louisiana State University
Series 7 held through LPL Financial
Series 66 held through GWM Advisors
Licensed Insurance Producer


Wealth Advisor, CEO

Danielle Granger Nava, CFP®


Before joining her family’s practice in 2015, Danielle Granger Nava worked with entrepreneurs and business owners as a marketing, social media, and business strategy consultant for 10 years. Little did she know that this experience was priming her to become the yin to her brother’s yang in their family wealth management business.

Today, she is a CERTIFIED FINANCIAL PLANNER™ professional and the Vice President at Toujours Planning. 

Danielle earned her B.S. in Business Marketing at LSU in 2005, and after many years of Dustin recruiting her, she finally joined the family practice in 2015 and earned her CERTIFIED FINANCIAL PLANNER™ certification in 2018.

Danielle's passion is building & nurturing relationships and helping others reach their goals. Her past marketing experience can be felt throughout their online presence, our processes and within each client relationship. 

Together with her husband Andrés Nava, they live in a historical home in downtown Lake Charles with their twin girls, Adora and Vida, and two cats, Niko and Ludo. She can often be found strolling along the lake and hanging out at the local festivals downtown with her family or working on her lifestyle blog, showmeyournola

CERTIFIED FINANCIAL PLANNER™ Professional
B.S. Business Administration, Marketing, Louisiana State University
Series 7 held through LPL Financial
Series 66 HELD THROUGH OUR RIA, GOSS ADVISORS
Licensed Insurance Producer



Wealth Advisor, VP

Our Partner


LPL Financial

Toujours Planning works with LPL Financial to help meet our clients’ financial needs. LPL Financial is one of the leading financial services companies and the largest independent broker/dealer in the nation. They help us by providing tools and resources that help identify our clients’ priorities, dreams, and passions, analyzing and developing financial plans, and making recommendations that put clients on the path to achieving their goals. For more information about LPL Financial, visit www.lpl.com.

B.S. Business Administration, Management, Louisiana State University 2005
Master of Business Administration, University of New Orleans 2009
Series 7 held through LPL Financial
Series 66 held through our ria, Goss Advisors


Joseph W. Darbonne

Director of Investments

Joseph specializes in client relations, creating financial plans and client acquisition.

He graduated from Barbe High School, received a B.S. in Management from Louisiana State University, and received a Masters in Business Administration from University of New Orleans with a concentration in finance & economics.  

Joseph began his career with his wife’s family business, Don’s Carwash, where he spent 5 years as the hiring manager, among a myriad of other jobs while there.

A Lake Charles native, Joseph was raised in a large family of business and health professionals who happen to all be musicians. He is the co-lead singer, alongside his wife, Dominique, in the local band The Flamethrowers, which is a 9-piece band that was formed in 2004.

Joseph values strength of relationships over whatever life throws at you, and has a passion for growth and cohesiveness in our community.

Maxwell Sprigg

wealth advisor

Max specializes in helping to build financial plans, gathering data & documents, running our high-end planning software and creating client reports. He also assists in finding models and solutions that fit our clients' needs.

Max was born and raised in Sulphur, LA and graduated from Sulphur High School in 2005. He attended McNeese State University from 2005-2008, majoring in Chemistry. 
 
In 2009, Max moved to Austin with his band mates from 8-piece music group Ashes of Babylon.  When the band decided to take a break, Max made plans to move back to Lake Charles. He enrolled back in McNeese State in 2017, and he recently graduated with a B.S. in Finance in December of 2019.
 
Max’s interests are in music and being a part of local service organizations. He is an Associate Advisor for the SWLA Quelqueshoe Lodge 166, which is the local Order of the Arrow Lodge, and he's in an honor society for Boy Scouts of America.

Melissa "Missi" Dugas

Financial Advisor Assistant

Melissa, commonly known as Missi, earned her B.S. in Business Administration from ULL in 1993. While attending college, Missi began her career in the financial industry working with First National Bank in Lafayette, now known as JP Morgan Chase.

During the bank mergers, Missi decided to transition her career from banking to investments by working with a major investment firm in both their wire house and independent channels.

Missi specializes in creating and maintaining client relations and ensuring that every client experiences the “WOW” factor.

Missi grew up in Crowley, LA and she lived in Scott, LA for many years with her family. She has two daughters, Jaimee and Jessica. In addition to her daughters, she has been blessed with two grandchildren, Taylee and Nicholas. Just recently, she purchased a cottage home and moved back to Crowley with her rescued sidekick beagle, Alfie.

In her spare time when she is not spending time with her family and working on her project home, she enjoys camping, fishing and listening to live music at local venues and events.



B.S. BUSINESS ADMINISTRATION, UNIVERSITY OF LOUISIANA AT LAFAYETTE 1993
SERIES 7 HELD THROUGH LPL FINANCIAL
SERIES 63 HELD THROUGH OUR RIA, GOSS ADVISORS
SERIES 66 HELD THROUGH OUR RIA, GOSS ADVISORS
LICENSED INSURANCE PRODUCER

B.S. finance, mcneese state university
SERIES 7 HELD THROUGH LPL FINANCIAL